ENGINEERING SPECIFICATIONS
Zero-Trust Multi-Tenant Architecture
How Credix isolates lending institutions, guarantees regulatory auditing, and provides ultra-low-latency programmatic credit decisions.
PostgreSQL Engine-Level RLS
Every query sets app.current_tenant_id via a dedicated connection pool interceptor. A single SQL table securely hosts thousands of distinct corporate tenants without cross-talk risk.
Host-Derived Subdomain Routing
Requests to tenant-slug.credix.business resolve the tenant context in memory before authentication, guaranteeing strict origin separation and preventing session cross-hijacking.
Sub-Second Risk Scoring Engine
Pluggable financial data adapters ingest accounting data, credit bureau records, and registry codes, calculating credit ratings and max facility limits in under 850 milliseconds.
REST API Endpoint Spec
POST /credit/api/credit-products
// Programmatic Product Provisioning
{
"code": "LOAN-TECH-EUR",
"name": "Growth Term Facility",
"productGroup": "LOAN",
"productType": "SECURED_LOAN",
"term": {
"currency": "EUR",
"minAmount": 50000.00,
"maxAmount": 2500000.00,
"baseRate": 4.25,
"dayCountConvention": "ACT_365",
"paymentFrequency": "MONTHLY"
}
}
// Response: HTTP 201 Created
"id": "01a0d597-5156-7ece-8795-ecb22dd54f95",
"status": "ACTIVE"